Snapshot: PhonePe’s operating revenue grew around 40% in FY25 to about ₹7,114.8 crore. Losses also narrowed. The company continues to expand beyond payments into credit, insurance, and wealth.
Why growth is strong
- Large user base on UPI plus deeper merchant network.
- New services (credit/insurance) add revenue lines.
What this means for users & merchants
Expect more features in the app and better tools for SMEs—like faster payouts and checkout credit.
FAQs
Q1. Does revenue growth guarantee profits?
No. Profit depends on costs, margins, and competition.
Q2. Will services get costlier?
Unlikely for UPI P2M basics; premium services may be priced separately.
Sources
- TOI: Revenue up ~40% to ~₹7,114.8 crore; losses narrowed
- The Hindu BusinessLine: PhonePe revenue grows 40% in FY25
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