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Insurers are experimenting with proof-free claims to speed up settlements by relying on behaviour, history, and risk signals instead of documents.
Insurance for home appliances is gaining traction as Indian households seek protection against repair costs, breakdowns, and replacement risks.
Micro-insurance policies for school children are gaining traction in India, helping parents manage health, accident, and education-related risks.
QR-based claim initiation could simplify insurance claims by reducing paperwork, delays, and dependency on agents.
Young people in rural India are choosing insurance apps over agents due to control, clarity, and changing trust dynamics.
Insurance platforms are increasingly using lifestyle patterns to nudge users toward specific coverage decisions.
Micro-payout buttons aim to simplify insurance claims by enabling instant small-value payouts, but their impact depends on user behaviour and clarity.
Bus ticket platforms are quietly bundling micro-insurance with fares. This article explains why it’s happening, how travellers perceive it, and where it works or fails.
